Frequently Asked Questions

We've tried to answer as many of your questions as possible, if there is something missing from here which you'd like to know please do get in touch!

Who is eligible to get this loan?

Any Indian citizen living in Delhi NCR, Pune, Bangalore, Hyderabad, Chennai and Kolkata.

How do I apply for this loan?

This is a digital loan and you will have to apply through our website and app.

What are the documents required along with my application?

You need to give your PAN, Adhaar (or Voter id card, passport or driving licence) and 6 months’ bank statement.

Will you need to contact my employers for verification?

We will not contact your employers nor ask them for any verification.

What amount of loan will I be eligible for?

We normally give 50 percent of your salary minus your monthly liabilities. We do this to ensure that you will be able to pay back the loan without difficulty.

Is this a single-bullet loan?

No, we offer short EMI loans of 61 days and 90 days

Can I take another loan while one is running?

No, you will first have to repay one in order to take another

After repaying my current loan how long will it take to get another?

Once you pay back your current loan you can take another immediately

Are there any pre-payment charges?

No, you can pay back and close your loan at any time.

How should you choose the right lender?

There are several key points to keep in mind while choosing a lender like:
- Interest rates
- Loan processing fees
- Documentation charges
- Pre-payment charges
- Foreclosure charges
- Total repayment outgo through EMIs
- Loan tenor